About AMI

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Applied Microfinance Institute has been designed to meet the demand for field oriented practical trainings in India . More often than not, there is a large disconnect between trainings and the requirement of the field. AMI seeks to bridge this gap and is based largely on well researched and tested toolkits from MicroSave.

In addition, seeks to update participants on the issues of topical interest to the microfinance industry. Thus, alongside the intense technical sessions, every day will feature discussions amongst panelists representing key personalities in the microfinance industry. In the evening plenary sessions participants will be exposed to current practices in microfinance and lessons from the field.

AMI is the first offering of its kind in India and is modeled on the lines of similar offerings in US and Africa . It will equip 50 participants from India with practical field oriented skills drawing eminent faculty like Graham A. N,. Wright, Ruth Ducek Mebeba, Jayshree Vyas, David Cracknell, Shahnaz Ahmad and Manoj Sharma. Plenary sessions will witness eminent personalities like Brij Mohan, Vijaylaxmi Das, Sitaram Rao, K C Ranjani, Sudha Kothari, Brahamanand Hegde and many others.

Why AMI ?

The Applied Microfinance Institute (AMI ) focuses on developing practical skills that can be immediately applied by participants. Using the MicroSave toolkits as the core curriculum, AMI provides you the opportunity to develop and internalise applicable and actionable skills that can make a significant difference to you and your institution.

Currently, senior and mid-level microfinance managers and consultants in India must travel to Europe or the United States to obtain quality analytical training in strategic and core operational areas of microfinance management while interacting with their peers. Even then, most of these programmes (and many training programmes available in India ) provide high-level, generic discussion rather than focused, practice-oriented training designed to build skills.

The cost of participation in these Europe or United States-based programmes severely limits the number of Indians that can take advantage of them. AMI offers a world-class training programme in India, to allow microfinance managers and consultants to develop the perspective, and above all practical skills, necessary to improve and expand the microfinance services that their institutions offer.

Further Details

When

AMI is held once a year for a concentrated two-week period in June/July. This year AMI will be held from 18-29 June, 2007.

Who Should Come

AMI is for middle and senior-level managers of Indian microfinance institutions and consultants/trainers. The training is designed to be high-pressure and to allow participants to return home equipped with new, practical knowledge and tools to apply in their institutions.

Cost

The INR 75,000.00 course fee covers all tuition, food and accommodation at the course venue. Participants must cover their own costs of transportation to the venue.

Take Aways

Participants will leave with a wide variety of handouts, PowerPoint presentations, video compact disks and other materials to assist them to apply and disseminate the lessons they learn during the intensive two-week course.

Are cockroach bites harmful

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While no one cares to admit it, even the nicest homes and restaurants may have cockroaches, especially during the warmer months of the year. Fortunately, these unappealing bugs do not bite, but they do pose some health and safety risks through the spreading of germs and bacteria. As a result, it is important to know where these pests dwell, to know how to keep them out of your dwelling.

American adult cockroach.
American adult cockroach.
(Photo credit: John Obermeyer)

There are more than 4,000 species of cockroaches worldwide. The most common species is the German cockroach followed by the Brownbanded cockroach and the American cockroach. Since these insects are cold-blooded, they can live without food for a month at a time, but they can only live without water for a week. Known to reproduce quickly, if you see one, it’s likely much more are hiding and multiplying in and around your home or office.

Cockroach bites effects

• The biggest question that people ask experts or at forums- “Do cockroaches bite?” The fact is that cockroach is an omnivore organism which means they feed on both plants and meat. They have been found eating a human flesh of both the dead and the living. They have been found taking bites of eyelashes, fingernails, feet and hands. Their bites may cause lesions, irritation and swelling. Their bite even causes minor wound infections. They are not likely to nibble living humans, except in extreme conditions when cockroaches’ population is large and food becomes scarce.

• Just like any other insects, cockroaches can bite human skins. And once you have been bitten, the bite will leave a reddish mark that will gradually become swollen in a few minutes. The bite mark is usually a bit hard and warm. Cockroach bites are slower to heal than mosquito bites. It could even leave a dark mark once it finally heals. If kids are bitten, bites located near the face and neck area can be very fatal. Each cockroach bite is filled with poisonous substances that cause redness and swelling. The poison may spread easily in the sensitive areas of the face and neck. It can lead to suffocation, blood infection, and ultimately, death.about cockroach bites, you can read  this article.”when you have cockroach bites,what to do ?”.

• So, it can be concluded that it is not a good idea to let them live at your home. They can cause different diseases, infections and can even bite your kids which would not be a good choice. You cannot afford a guest that can harm your family. So, it is essential to get rid of them.

The next question arises “how to get rid of them?” It depends on the type of species and size of the cockroach, which could help you in deciding the type of cockroach extermination you would need to require. You must understand that it is important to hire an expert for extermination as they have proper chemicals that can completely eradicate them. They can easily judge the type of cockroach species and what kind of solution will be the best to apply. They also know that they have to use only those chemicals that are safe to human and environment. They have knowledge and experience which species has invaded your house and what kind of solution would be the best for extermination. You just need to find a suitable company that offers cockroach extermination service. Make sure their prices are reasonable and fall within your budget.

There is Hope.

Cockroach Sweeper is made from herbs and other natural ingredients. Their toxic level is extremely low as they are made to poison gradually and slowly. The Roach Killer Bait is Safe to Human, Animal, and Poultry. When using Cockroach Sweeper, you don’t even need remove or cover food! You also can place Baits in the kitchen cupboard!

Cockroach Sweeper uses 3-Steps to wipe out Roaches.
It contains an active ingredient that disrupts roach’s central nervous system for an effective & faster kill.
• Attraction
Cockroach Sweeper provides irresistible Feed Bait made of herbs and other natural ingredients. It lures roaches to eat, even if you place Baits in areas where there are other rich food source!
• Poison
After feeding on Cockroach Sweeper, insects fall ill but yet can move 2 to 4 days. This allows them to carry the poison back to their harborages.
• Infection & Wipe out
Once back to their nests, ill roaches will infect the others in the same colony. Within days, the entire population in the nest will be wiped out completely.

What’s New At AMI

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  • 23/03/07

Friends of Women World Banking has registered 10 seats at for AMI its staff and staff from partner agencies.

  • 26/03/07

David Cracknell confirms faculty support for AMI.

  • 28/03/07

Brij Mohan, Vijaylakshmi Das, Brahmananda Hedge and Sitaram Rao confirm presence at AMI.

  • 30/03/07

Toolkits on various courses available on MicroSave site.

Online registration form now available.

  • 12/05/07

Plenary Sessions Confirmed to Date

•  “ Capacity Building : Needs and Challenges in India ” – ­ Brij Mohan(Consultant)

•  “Scaling up and Managing Growth” – Sitaram Rao (SKS)

•  “Transforming SHG Federations” – Sudha Kothari (Chaitanya)

•  “Role of Commercial Lenders in Indian Microfinance” ( Moderated by Vijayalakshmi Das (FWWB)) – Brahmanand Hegde (ICICI Bank) and Moumita Sen Sharma (ABN Amro Bank)

•  “Making Equity Investments in Microfinance Institutions” – K.C. Ranjani (DIA/Opportunity Int’l Australia) and Vineet Rai (Aavishkar Goodwell)

•  “Health Insurance: Franchised clinics/HMO-based Model” – Shahnaz Ahmed (Consultant)

•  “The Trade-off Between Sustainability and a Poverty Focus” – Sudha Kothari (Chaitanya) and Sitaram Rao (SKS)

•  “E-Banking: The Next Revolution?” – David Cracknell ( MicroSave )

•  “Start-up MFIs” – Vijayalakshmi Das (FWWB) and Praseeda Kunam(ABN Amro Bank/ MicroSave )

•  “Microfinance for Housing” – Harish Khare (HDFC)

•  “NBFCs in Microfinance” – Sheyrans Kasliwal (KAFL)

•  “Market-led Microfinance” – Graham A.N. Wright ( MicroSave )

•  “Reaching Remote Areas” – Abhijit Sharma (IIBM)

•  “Savings Amongst the Poor” – Sanjeev Kapoor (IIM-L)

Venue

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The Venue : Jaipur Gold Palace

The Jaipur Gold Palace situated on national highway No 8 (Jaipur-Delhi Road) at Kukas village, is nestled in the salubrious Aravali ranges. The hotel has 76 rooms and is spread over 13 acres which provides a perfect setting for calm and quiet learning. The hotel is just 8 minutes drive from the famous Amer Fort and 12 minutes drive from Jaipur. If you are coming from Delhi, then the hotel is on the right hand side about 8 miles before the Amer Fort.

The hotel is 26 km from Jaipur international airport. Once you leave the airport, take the Tonk Road on the right hand side and again turn right from Rambagh Circle to Narain Singh Circle. Cross Narain Singh Circle straight to Transport Nagar via Raja Road and be on Delhi express highway No 8. First cross RICCO industrial area and then Kukas petrol pump and Sai Nathji temple. After 1 km take a ‘U’ turn and the hotel will be visible.

Click here for road map

Transportation

Pre-paid taxis are available at the airport as well as the railway station and the approximate cost is INR 500.00. and 400.00 resepectively.

Time Zone – GMT plus five and a half hours
Local Currency – Indian Rupees (INR)
Voltage – 220V (Adapters available at the hotel)

Visit Gold Palace Website

What To Bring :

  1. Laptop computers: This is a practice-focused workshop – participants will often start the process of planning and implementing the tools for their organisation as part of the courses – so please bring laptops if at all possible!! Laptops are essential for the Process Mapping and Loan Portfolio Audit technical sessions.
  2. A presentation on your institution: The evening moderated discussions will be focused on experience sharing – so we encourage participants to bring sideshows on the success and challenges/issues facing them so that they can share ideas.

Clothing, etc

The day temperature in June at Jaipur is pretty high (min 27˚C and max 40˚C), so clothing should be brought in accordance with the weather, preferably light cotton. However, evenings will be cool as the venue is nestled in the salubrious Aravali ranges.

Introduction

Uncategorized

The Applied Microfinance Institute ( AMI ) focuses on developing practical skills that can be immediately applied by participants. Using the MicroSave toolkits as the core curriculum, AMI provides you the opportunity to develop and internalise applicable and actionable skills that can make a significant difference to you and your institution. Courses may include1 :

  • Process Reengineering
  • Product Marketing
  • Staff Incentive Schemes
  • Customer Service
  • Branding
  • Loan Portfolio Audit
  • Risk Management
  • Individual Lending
  • Costing and Pricing
  • Delinquency Management
  • Pilot Testing of Financial Services
  • Human Resource Management

1 Subject to finalisation of the faculty

Currently, senior and mid-level microfinance managers and consultants in Africa often travel to Europe or the United States to obtain quality analytical training in strategic and core operational areas of microfinance management while interacting with their peers. Even then, most of these programmes (and many training programmes available in Africa ) provide high-level, generic discussion rather than focused, practice oriented training designed to build skills.

The Applied Microfinance Institute has been designed to meet the demand for field oriented practical trainings. More often than not, there is a large disconnect between trainings and the requirement of the field, AMI seeks to bridge this gap and is based largely on well researched and tested toolkits from MicroSave.